The Quantum cards’ Flexipay can only convert retail transactions made using the Quantum Visa or Mastercard, have a fixed 12-month term, and on transactions of at least RM1,200. Hi all.. With a credit card – in simple terms – the bank lends you money first and then you repay them in credit … Interest Rate From 15.0 % p.a. Balance Transfer. Lowyat.NET Rules and Regulations Alliance Bank has relaunched two of its existing credit cards, the Alliance Bank Visa Platinum and Alliance Bank…, Citibank is running several promotional campaigns concurrently, rewarding its credit cardholders when they spend on a huge range…. FAQ Receive email notification when a new topic is posted in this forum and you are not active on the board. 3. Public Bank Revises Quantum Credit Card 0% Flexipay Plan, Quantum cards’ cashback features were revamped, Alliance Bank Revamps Visa Infinite and Visa Platinum Cards With New Cardfaces & Substantially Better Benefits, Special Campaigns By Citi Offer Cashback For Telco, Dining & Grocery, Travel & Petrol Expenses, Citibank Revises Cashback And Rewards Points Benefits For Card Transactions In Europe, Singaporeans feeling the pinch of Credit Card Debt, BigPay Reduces Credit Card Top Up Limit By 50%, Effective Immediately, Get 10x TreatsPoints With The Maybank 2 Cards Amex Contactless Campaign, Petrol Price Malaysia Live Updates (RON95, RON97 & Diesel), Standard Chartered Offers Year-Long Grab Deals For Selected Credit Cardholders, Affin Bank Launches Affin Invikta, A Premier Banking Service With A Visa Infinite Credit Card, #SaveMoneyWithHann: A Personal Finance Q&A, #SaveMoneyWithHann: Saving Smart While Interest Rates (and OPR) Are Low, #SaveMoneyWithHann: Surviving Covid-19 & MCOs For SMEs. Effective 1 December 2019, the 12-month Flexipay Plan for the Quantum credit cards will come with a 1% charge for a minimum retail purchase of RM1,200. We’ll handle the […] It is essentially a type of short-term loan that is issued by a bank or financial institution; this is where the term “credit card” is from. Interest Rate 15.0% p.a Up to 5.0%. More credit options » Term loan and line of credit options through Quantum National Bank as well as Fundation. Earn rewards, enjoy convenient online access, and support a good cause… all with your Visa Credit Card from Quantum Credit Union. Click the link below for all the information and restrictions and to apply online. AUTO LOANS. MBNA’s Quantum Redefines the Credit Card for the Affluent Consumer. Apply now Online shopping cashback ... PB Quantum Credit Cards Annual Fee. (II) Public Bank Quantum MasterCard and Visa. a) Apply for both the Public Bank Visa and MasterCard Quantum credit cards because each card has different benefits. Formerly a tech journalist, Pang now spends too much time delving into product disclosure sheets and figuring out how to maximise a financial product's benefits. Quantum Credit Union (formerly known as TECU Credit Union) has been open since 1987. PB Flexipay terms, which are NOT the same as Quantum Flexipay. Most credit cards nowadays comes with contactless feature. RM 150.00. ADVERTISEMENT Online banking activities, including credit card use, are usually halted as banks across Malaysia has a scheduled maintenance starting from 12am to 12.45am daily. It's the 19th largest credit union in Kansas with assets totaling $90.3 Million and providing banking services to more than 8,000 members. If you’d like help or have questions on enrolling for any of these convenient online services offered by Quantum National Bank, please call us at 770.945.8300 (Suwanee), 678.889.4700 (Milton), 678.889.4540 (Buckhead) or 800.533.6922 (Toll-free). RHB also underwent maintenance for its banking services during the weekend from 12am to 9am on 3 October and 4 October 2020. Earn 0.1% unlimited Cash MegaBonus for every Ringgit spent! • PB Visa Signature Credit Cardmembers • Public Islamic Bank Visa Platinum Credit Cardmembers • Public Islamic Bank Platinum Mastercard Credit Cardmembers . Cashback. If you are unsure please email AR@Quantum.com. The introduction of a one-time 1% charge to the Quantum Flexipay Plan will be a blow to Quantum cardholders who regularly use this feature to ease cashflow. And, there is no one-time charge for Flexipay conversions made before 1 December 2019; after this date, it will be 1%. Annual Fee. While there is no interest charged to the converted amount, there is a one-time upfront “interest/management fee” that varies from 1% to 7% that is charged on the total amount converted. Services that were affected include bill payment and top up via debit card, as well as credit and prepaid card related transaction services. Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards, Apply for PB Card And Take Your Choice Campaign. Get a complimentary Public Bank Quantum MasterCard credit card when you sign up for this credit card - because two is better than one! AIA Gold, Quantum Visa, Quantum MasterCard and Visa Signature. Choose from a cash back card that pays 1% on your qualifying purchases or a rewards card that offers points on every day purchases. YOUR FACE. Balance Transfer. All other aspects of the Quantum Flexipay Plan will remain the same – the minimum amount remains set at RM1,200, and the maximum amount that can be converted is the card’s credit limit. Welcome to the official YouTube channel of Public Bank Group. HelpSearchMembersCalendar, Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back (Credit Cards). If you would like an application for a Quantum National Bank Visa Debit Card, please call us at 770.945.8300 (Suwanee), 678.889.4700 (Milton) or 678.889.4540 (Buckhead). We have three business checking accounts as well as a community checking account, one of which is sure to fit your particular needs. 0.0 % p.a. Income RM4,166.67 /month Annual Fee Free* Cashback up to 0.2%; Public Bank World MasterCard Credit Card b) The Quantum Visa earns you 5% cash back for Contactless transactions except for petrol. PB Quantum Visa And PB Quantum Mastercard Credit Cards Launched 21 Mar 2017 From left Mr. Ng Kong Boon, Tan Sri Dato' Sri Tay Ah Lek, Dato' Chang Kat Kiam and Mr. Perry Ong at the launch of PB Quantum Visa and PB Quantum Mastercard Credit Cards in Menara Public Bank, Kuala Lumpur. entitle 5% discount on master quantum dinning, All Rights Reserved 2002- 2020 Vijandren Ramadass (~ unite against racism ~). Introduction. Cashback. We’ll put you in the driver’s seat with an auto loan to purchase a new or used car, or help you with refinancing from another institution. The following person are excluded from participating in this Programme: 3.1 Eligible Cardmembers whose accounts have been suspended, cancelled or terminated during Programme Period. Public Bank Quantum MasterCard Credit Card. Public Bank, a complete one-stop financial portal, offering a range of accounts, credit cards, loans, deposits and other financial aids for our personal and commercial customers. You need to use this card 12 times per year to get the annual fee waived. Income RM3,000 /month Annual Fee Free Cashback up to 5%; Public Bank Visa Platinum Min. Apply Now A credit card is an alternative payment method for goods and service. Public Bank, a complete one-stop financial portal, offering a range of accounts, credit cards, loans, deposits and other financial aids for our personal and commercial customers. Public Bank Visa Gold Credit Card. Annual Fee Waiver for Life for both Principal Cardmembers and Supplementary Cardmembers. The Editor. Currently, the Quantum-exclusive Flexipay Plan allows any retail purchases made using the either the Quantum Visa or Mastercard above RM1,200 to be converted to a 12-month instalment plan with 0% interest and zero one-time charge. FREE for Life. BigPay is announcing a huge change to its credit card top up option by reducing the limit by…, If you own a pair of Maybank 2 Cards, here’s some good news because Maybank is running a…. Select an option below to process your secure credit card payment: AR Invoice Payment. For almost 20 years, MBNA has led the field in the introduction of products to meet the needs of the affluent Customer. Apply. Apply for Public Bank Quantum MasterCard Credit Card by Public Bank. Welcome to Quantum DirectPay. Service Contract Pre-Payment. All in all though, despite these revisions the Public Bank Quantum credit cards are still among the best around when it comes to earning cashback for both online and offline transactions – check out our review of the cards to find out how to maximise monthly cashback from these cards. Effective 1 December 2019, the 12-month Flexipay Plan for the Quantum credit cards will come with a 1% charge for a minimum retail purchase of RM1,200. Download this topic in different formats or view a printer friendly version. Public Bank, a complete one-stop financial portal, offering a range of accounts, credit cards, loans, deposits and other financial aids for our personal and commercial customers. In view of the current crisis, we have learned that viruses can leave on banknotes for weeks; and therefore, it is wiser that we perform cashless transactions. With Quantum’s credit card payment solutions, you can focus on growing a successful business. Apply for a Card. Public Bank Visa Credit Card is a card that gives you cash rebates on your spending. Cash Back. In September, the Quantum cards’ cashback features were revamped, offering 5% cashback for contactless transactions above RM30 (for Visa) and online transactions with no minimum spend (Mastercard). If you are unsure please email sateam@quantum.com. The Public Bank Quantum credit cards are designed as entry-level cards, and the only requirement is a low minimum annual income of RM36,000 – that’s RM3,000 a month. It must be noted that the Quantum cards’ Flexipay Plan is not the same as the Flexipay Plan offered by Public Bank (known as PB Flexipay). As Malaysians wait with bated breath to see what other damage the Budget 2014 will inflict on their already tight spending, it appears Singapore isn't safe from the debt crunch either. Public Bank Quantum MasterCard Have no annual fees for life and get more spending benefits out of your credit card such as 5% cashback, 0% EPP and VIP Points! Switching to Quantum’s Credit Card Payment Solution Is as Easy as One Call There’s no business too small or too large – from brick and mortar stores to large corporations, Quantum has a program that fits your needs. Then you need to check out Quantum’s credit card options. This is very good as nowadays we can use contactless PayWave at most merchants. Public Bank Quantum Visa Min. Enjoy 5% cash back and earn up to 2x VIP Points with no annual fee! We offer a wide range of products and services to help you keep your focus where it should be…on your business. Personal service » Whether you borrow from Quantum National Bank or Fundation. I saw in the thread below that Watson at Aeon and Sunway are catogorized as Departmental store, so Watson is entitled CB for Quantum Visa card? Sales Order Payment. Lost or Stolen Card Public Bank is revising one of the most popular features of its Quantum Mastercard and Visa credit cards. This is the second feature revision for the Public Bank Quantum credit cards in two months. Up to 0.1%. Quantum’s credit card processing services deliver solutions to a range of businesses including small businesses, restaurants, gas and convenience stores, mobile payments, retail, MOTO, e-Commerce, B2B, and home-based businesses. Public Bank, a complete one-stop financial portal, offering a range of accounts, credit cards, loans, deposits and other financial aids for our personal and commercial customers. 0.0 % p.a. Cards Online Registration for PB Cardmembers Choose the loan that meets your needs. Would love your thoughts, please comment. You will earn 6% cash back for Online Transactions, Groceries and Dinning capped at RM38 per month.. Just like the Affin Bank Duo Visa Cash Back credit card, you will earn cash back from Insurance Premium too with the Public Bank Visa Signature. Public Bank Quantum Visa Credit Card Enjoy 5% cash back and earn up to 2x VIP Points with no annual fee! Quantum Visa Only Entertainment [MCC: 7832, 7911, 7922, 7929, 7933, 7941, 7991, 7993, 7996, 7998, 7999] MBNA America announced today the introduction of Quantum, the exclusive credit card for those who demand the ultimate in features and services. Public Bank is revising one of the most popular features of its Quantum Mastercard and Visa credit cards. These points can be used for airfare, merchandise and gift cards. ; More choices » You may get offers from both lenders. Malaysian Citibank cardholders will no longer receive rewards points or cashback benefits for transactions made within the European Economic Area (EEA). Despite the similar names, both plans are quite different. Annual Fee. Quantum National Bank can help. With up to 0.6% cashback on your retail purchases (excluding petrol spending), you can now save more money when you shop for your clothes, wine and dine in a restaurant, and/or buying groceries from the supermarket. From 1 December onwards, the Flexipay Plan will have a 1% one-time charge of the converted amount. That said, the possible cashback earned via the Visa and Mastercard variants may help offset this charge if you plan to use Flexipay after 1 December. Apply for Public Bank Visa Gold Credit Card by Public Bank. ... Make online purchases using PB Visa Infinite Credit Card and get covered for possible losses up to USD$1,000 per claim per annum for any of the following instances: Enjoy 50% discount for Will and Wasiat Writing service fee. Public Bank Visa Signature. Generally the revision is not that major and the above mentioned credit cards are still great for cash back fans. Tag Archives: Public Bank Quantum Credit Card The Best Top 5 Credit Cards for Contactless Payments in Malaysia 2021. June 15, 2000. Quantum Credit Cards Impossible to Hack ... and is a good way to consolidate your bank, ID and gift cards into a one thing you'll never leave the house with: your finger. Maybank and CIMB Bank have both rescheduled their maintenance downtimes to accommodate for the 11 November sales. Interest Rate From 15.0 % p.a. Revision To Public Bank Credit Cards 2019 Effective 1st September 2019, Public Bank Credits Cards’ benefits will be revised, i.e. Credit Solutions Powered by Fundation ®. Receive email notification when a reply has been made to this topic and you are not active on the board. Apply. (Source: Maybank / Public Bank / Bank Rakyat / HSBC / RHB / The Star) On the other hand, PB Flexipay offers five instalment terms (6, 9, 12, 24, 36 months), with varying minimum transaction amounts depending on the terms. Public Bank is revising one of the most popular features of its Quantum Mastercard and Visa credit cards. Loan and line of credit options through Quantum National Bank or Fundation not public bank quantum credit card lowyat same as Quantum.! Need to use this card 12 times per year to get the annual fee still for. 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